Stay alert for the signs of identity theft, like:
•debts on your current accounts that you can’t explain.
•inaccurate information on your credit reports, including accounts and personal information, like your Social Security number, address(es), name or initials, and employers.
•not receiving bills or other mail. Follow up with creditors if your bills don’t arrive on time. A missing bill could mean someone has taken over your account and changed your billing address.
•receiving credit cards that you didn’t apply for.
•being offered less favorable credit terms, or being denied credit like a high interest rate, for no apparent reason.
•calls or letters from debt collectors or businesses about merchandise or services you didn’t buy.