Archive for November, 2010

Foreclosures

If a borrower defaults on a mortgage, the lender may seek foreclosure on the property.  In Texas foreclosures may be ordered by a court or without court involvement.  Typically, a non-judicial foreclosure is conducted by auction “on the courthouse steps.”   Defaults that lead to foreclosure may be monetary or technical, and specified notice and other requirements must be followed if the foreclosure is to be valid.

Non-judicial foreclosure auctions are conducted on the first Tuesday of each month between the hours ...

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Unemployed to the Point of Disabled?

One of the lesser-noticed realities of America’s jobless problem is the surge in people applying for disability insurance.

When times get tough, Americans tend to turn to the government for help. More people file for disability claims whenever the economy suffers a setback.  The implications this time around could be much greater than previous downturns as high unemployment is expected to linger for years to come.

In 2010, applications for disability insurance totaled 3.2 million, up from 2.6 million amid the height ...

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Applying for Social Security Disability Benefits On-Line

The Social Security Administration is now accepting disability applications on their website.  In the coming years, the demand for Social Security disability benefits is expected to increase due to the aging baby boomer generation in America. With an increase in demand for disability benefits, the on-line form makes applying for benefits easier.

But it also makes it easier to make mistakes or leave out important information.  Consult your Social Security Disability Lawyer before you complete your application.

See more: http://www.healthyfinancialhabits.com/2010/11/11/applying-for-social-security-disability-benefits-online-%E2%80%93-application-for-ssdi-and-ssi-disability-benefits-can-be-found-at-socialsecurity-gov/

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Suits for Wrongful Foreclosure

If there are grounds for alleging that loan documents, notices, or some impropriety in the sale, the borrower may file a “wrongful foreclosure” lawsuit.

If you are facing a potential foreclosure or have received an “Notice of Default and Intent to Accelerate,”  you should act quickly.  It is much easier to stop a foreclosure before it occurs than to get a remedy after the foreclosure is complete.  If the property is sold to a third party there is little chance that ...

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Woman Wins Back House in Wrongful Foreclosure Suit

 A 73-year-old Filipino woman made history when she became the first person in California to win her house back from her lender even after it was foreclosed in San Jose, California.

Corazon Palma got her 4-bedroom house back after staging a battle against Washington Mutual through a wrongful foreclosure lawsuit.  She claimed her lender promised to send her a loan modification packet. Instead, a Coldwell Banker real estate broker came to her house to notify her that her house had been ...

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