There are federal laws that lay out how and when a debt collector may contact you. These times are not before 8 a.m., after 9 p.m., or while you’re at work if they know that your employer doesn’t approve of the calls. Collectors may not harass you or lie to you. They cannot use unfair practices when they try to collect a debt. They must honor requests in writing from you to stop further calls.
Federal Trade Commission
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