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How to Rebuild Credit after Declaring Bankruptcy

A person under a pile of bills reaching their hand up and someone reaching their hand down to help pull them out of it beside the words rebuilding credit after declaring bankruptcy

Hundreds of thousands of people file for bankruptcy each year to get out from under mounting debt. While declaring bankruptcy solves the immediate problem of not being able to pay your bills, it has consequences. Bankruptcy remains on your credit report for up to 10 years, which can greatly affect your credit rating. Therefore, it’s vital that […]

How to File a Car Accident Diminished Value Claim

Diminished Car Value after Accident with a car in the background that a person is taking a picture of the damage on with their phone

After you get hit in a car wreck, you deserve three types of compensation: 1) compensation for your injuries; 2) compensation for the damage to your car; and 3) compensation for the diminished value of your car. Unfortunately, most people don’t know that they can make a car accident diminished value claim, so they are […]

What Causes Most Rear-End Collisions?

A man on the phone with a rear-end collision in the background with the words rear end collision causes

Every year there are 1.7 million rear-end collisions in the US, which comprises a whopping one-third of all motor vehicle accidents. Additionally, rear-end collisions result in 17,000 deaths and 500,000 injuries annually. In addition to following too closely, the main causes of rear-end crashes are speeding, distracted driving, driving under the influence, fatigued driving, heavy traffic, […]

What is the Foreclosure Process in Texas?

A man with documents in front of him reaches for a model of a house, with the words "Foreclosure Process in Texas"

Even after the housing crisis that caused the Great Recession, homeownership remains one of the pinnacles of the American Dream. But for those who have started missing mortgage payments as a result of complications such as job loss, the government shutdown or hefty medical bills, foreclosure proceedings may be a looming threat. If you’re facing the threat […]

Most Common Car Accident Injuries

A woman with a neck brace holds a piece of paper beside the words "Car Accident Injuries"

The aftermath of a car wreck is stressful and frightening. Your car will likely sustain damage, but even worse, you and any passengers will likely suffer from injuries. If you get into a car accident caused by someone else’s negligent, reckless, or erratic behavior, never just assume that you’re fine. There are many injuries that may not […]

Nondischargeable Debts in Bankruptcy

A husband and wife sit on a couch looking with concern at a paper she

If you’re thinking about filing bankruptcy, you may have learned that certain debts are nondischargeable. If so, you’ve likely begun to wonder if your most pressing debts are dischargeable. This list is a guideline for what kinds of common debts are nondischargeable in bankruptcy. Keep in mind that there may be exceptions in the cases […]

Bankruptcy: Chapter 7 vs Chapter 13

A form for Chapter 7 bankruptcy and one for Chapter 13 bankruptcy sit along with a pen atop a table under the words "Chapter 7 vs Chapter 13 Bankruptcy"

Each year, around 800,000 Americans file for personal bankruptcy protection. The decision to declare bankruptcy can be a hard one, but even once you’ve made the decision, choosing between a Chapter 7 and Chapter 13 bankruptcy can be a challenge. It’s important to educate yourself on the pros, cons, and procedures of each type of bankruptcy so that you can decide […]

What Do You Need to Prove a Product Liability Claim?

A white puzzle with a piece missing sits against an orange background beside the words "How Can I Prove Defective Product Liability"

The U.S. Consumer Product Safety Commission (CPSC) has found that each year, millions of Americans receive injuries from faulty, defective, or downright dangerous consumer products. By analyzing data pulled from emergency rooms and hospitals around the country, the CPSC can discover what products are causing an inordinate amount of injuries and then lean on manufacturers and retailers […]

Top 5 Things that Impact Credit Score

A man reads a document through a magnifying glass, a calculator and tiny home model sit before him and below are the words "Top 5 Things that Impact your Credit Score"

A number of factors can impact your credit score, and a good financial state does not necessarily mean a good credit score. The credit bureaus decide your score, and what you do with the credit you have available to you affects that score in a number of ways. Understanding what things have the biggest impact on […]