A number of factors can impact your credit score, and a good financial state does not necessarily mean a good credit score. The credit bureaus decide your score, and what you do with the credit you have available to you affects that score in a number of ways. Understanding what things have the biggest impact on […]
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A good credit score can make life a lot easier. Ranging from the low 300’s to 900, a credit score allows lenders to see how responsible you have been in the past when it comes to managing your debt and paying your bills on time. The higher your score, the easier it is to obtain […]
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A car wreck is a terrifying experience. You are likely shaken emotionally and mentally, or even worse, you could be seriously or severely injured. It is important at this difficult time to keep your wits about you as much as possible and remain calm. It’s also essential to document the details of the wreck as much […]
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Michael Scott declared bankruptcy in The Office by simply shouting, “I declare bankruptcy,” but that’s not how it’s done in real life. If you’re filing for bankruptcy in Arlington, Texas, there’s a process you must follow. Types of Bankruptcies Individuals or married couples generally file for one of two types of bankruptcy. The decision may come down […]
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When someone is considering debt consolidation, there may be more options for them than they realize. One of those options is to talk to an attorney about Chapter 13 bankruptcy to see if it is an appropriate option for their situation. Not everyone qualifies for it, and even some that do qualify may want to […]
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Whether you file for Chapter 7 or Chapter 13 bankruptcy, you should have an excellent legal advocate on your side. But which type of bankruptcy should you choose, and what do you need to know before talking to an attorney? The kind of bankruptcy depends on some factors, including your level and type of debt […]
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If your debts are out of control, you are likely dodging calls from creditors and generally feeling like your world is spiraling downward. A Chapter 7 bankruptcy can put you back on an even keel and help you rebuild your life. The majority of bankruptcies filed in the United States fall under Chapter 7. If […]
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No one wants to live with a poor credit rating, even after the filing of a bankruptcy. A bankruptcy can remain on an individual’s credit report for up to 10 years. However, you might be surprised to find that your score can rise, even to the low 700s within two or three years after the […]
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