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Bouncing Back After Bankruptcy

No one wants to live with a poor credit rating, even after the filing of a bankruptcy. A bankruptcy can remain on an individual’s credit report for up to 10 years. However, you might be surprised to find that your score can rise, even to the low 700s within two or three years after the […]

Victim of Credit Fraud?

Consumer credit sales and home mortgages are some of the most regulated transactions in the American economy. State and federal statutes place certain restrictions on the conduct of mortgage lenders, retailers, debt collection agencies, and credit reporting companies. Nevertheless, we hear so many complaints about fraudulent credit practices you’d think the fair credit laws had […]