Income, debts, assets, and goals — you leave knowing the honest path.
Bankruptcy · Arlington · North Texas
Arlington Bankruptcy Attorney
Two paths to a genuine fresh start.
Chapter 7 wipes out qualifying unsecured debt. Chapter 13 catches up the mortgage and reorganizes what you keep. An attorney explains which fits — on the first call.
Consumer bankruptcy
Straight talk. Local courts.
Machi Wright & Associates focuses on consumer bankruptcy and foreclosure defense for North Texas families — 20+ years, direct attorney access, free consultation.
- Chapter 7 discharge for credit cards, medical bills, and personal loans
- Chapter 13 plans to stop foreclosure and catch up arrears
- Texas exemptions reviewed before you file
- Same North Texas trustees and courts your neighbors already use
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Consumer bankruptcy · North Texas
Two chapters. One honest recommendation.
Chapter 7 wipes qualifying unsecured debt. Chapter 13 catches up the house and reorganizes what you keep. The right path depends on income, assets, and what is already on a deadline — we say so on the first call.
“Most people wait far too long to ask for help. The law gives you real tools — the sooner we talk, the more of your life we can protect.”
Daniel Wright · Lead Attorney
How it works
Clear steps. Local counsel.
Means test, exemptions, and sale dates drive Chapter 7 vs Chapter 13.
The automatic stay stops most garnishments, lawsuits, and collection.
Discharge or confirmed plan — with counsel who stays on the file.
Straight answers
Bankruptcy questions
Clear, honest guidance from a North Texas bankruptcy attorney.
(817) 335-888001What is the difference between Chapter 7 and Chapter 13?
Chapter 7 focuses on discharging unsecured debt quickly if you qualify. Chapter 13 reorganizes debt into an affordable monthly plan and protects secured property like your home and car from foreclosure or repossession.
02Will bankruptcy stop foreclosure in Texas?
Filing triggers an automatic stay that halts most collection actions, including a scheduled foreclosure sale. Chapter 13 lets many homeowners cure mortgage arrears over 3–5 years.
03Will bankruptcy stop wage garnishment?
Yes — the automatic stay stops most garnishments when you file. Chapter 7 may discharge the underlying debt; Chapter 13 can reorganize it.
04Can I keep my house and car in bankruptcy?
Texas exemptions protect significant home equity and personal property. Many filers keep their home and car in Chapter 13; Chapter 7 filers may keep them if they are current and within exemption limits.
20+Years practicing
1Attorney on your call
FreeConsultation
NTXSame local courts
Not sure which chapter?
Get a clear answer before you file.
Bring pay stubs, a creditor list, and any foreclosure or lawsuit papers if you have them. An attorney reviews every request.
Request a Free Consultation