A flow chart of the injury claims process

Back Injury

An accident has occurred, and now you have seriously injured your back. Back injuries can result in pain, lost work, inconvenience, and possibly other serious health problems. Back injuries can impair you for the rest of your life.

Broken Bones

Falls, construction accidents, traffic accidents, sporting accidents can all be the cause of broken bones. There are two common types of broken bones. Simple fractures are when the skin is not punctured. A compound fracture happens when the skin is pierced by the broken bone.

Chemical, Fire, Thermal, & Scald Burns

Chemical burns occur when the skin is in contact with strong acids or alkaloids. The chemical will continue to “eat” away the skin and its deeper layers until it’s washed away. Common chemicals found both in the home and at the workplace include bleach, boric acid, paint thinner, and plumbing decloggers.

Building fires kill more Americans than all natural disasters combined, with smoke as the most significant cause of death, injury, and property loss in these fires.

Thermal burns are the most common type of burn. They result from contact with steam, flames, flash, and hot surfaces or hot liquids with a temperature above 115 degrees F. If you’ve been burned by boiling water, you’ve been burned with a substance that’s 212 degrees F. or more.

Scald injury accounts for two-thirds of all visits to hospital emergency rooms and more than one-third of all admissions to burn centers, according to the New York State Department of Heath. Overly hot water is especially harmful for young children because their skin is thinner than adults’.

Eye Injury

The eyes can be injured in many ways. Scratches, cuts, foreign bodies, objects striking the eye, burns, chemicals, and punches in the face can all cause eye injuries.


A person in a coma is alive but in a very deep state of unconsciousness. A patient in a coma is alive but unable to respond normally to pain, light, or other people. Intoxication, infection, metabolic problems, disease and neurologic injuries may cause comas. Lost wages and medical bills can be extremely costly to both a family and the patient.

Scarring Injury

While not life threatening, severe scarring can be upsetting and make it difficult to face the day. Repeated injuries, lacerations, punctures, surgery, blisters, and other accidents can cause scarring.

Spinal Cord Injuries

Each year in the United States, there are about 10,000 spinal cord injuries that people survive. Of these injuries, half result in paraplegia and half in quadriplegia. This type of serious injury can be very costly – physically, emotionally, and financially.


Paralysis is the inability to control the muscles that move your body. Amputation is the severing of a body part, such as a leg, arm, or finger. Both of these serious personal injuries can throw your life – and bank account – into a tailspin, especially when they are caused by the negligence of others.

There are several levels of severity with paralysis, including paraplegia and quadriplegia.

  • Paraplegics have lost partial or complete ability to move their legs, while quadriplegics are partially or completely unable to move both legs and arms.
  • Axiomatic brain injury, or stroke, and spinal cord injury are the major causes of paralysis. The extent of the paralysis depends on the severity of the stroke or the location of the spinal cord injury.
  • Paralysis can be permanent or temporary, and although scientists are making progress, the prognosis for reversing long-term paralysis is currently bleak.

While both paralysis and amputation can be caused by disease, they also can be caused by forces under human control, such as traffic crashes, drunk driving, and workplace safety violations.

Whiplash Injury

Car wrecks can happen at any time on any given day. When the human body is involved in the collision of two or more large solid objects like automobiles, the neck can be easily hurt.

The injury known as whiplash can cause serious problems, including dizziness, headache, pain in the body and arms, and, in the case of brain injury, blurred vision, nausea, vertigo, and numbness.

Loss of Consortium

Loss of consortium is the damage caused when an injury causes loss of the emotional connection and intimacy normally enjoyed in the marriage relationship, including, but not only, sexual relations.